SUITABLE HOME LOANS
First Home Buyer
Buy your First Home sooner
A Suitable Loans Mortgage Broker can help you navigate through First Home Buyer options so you can purchase a home, faster. We guide you through the journey and make it easier to purchase your first home.
Home Loan Calculator
Our Mortgage Calculator and Home Loan Calculators can give you an estimate of how much can I borrow and what will my repayments be.
We're your trusted Advisor
You have our Mortgage Broker team behind you to support you through the Home Loan process and beyond. We're paid by the lender, not by you. We negotiate with lenders and look after your best interests.
Things to consider as a First Home buyer
- Start your journey to owning your own home
- Determine the features of a home and the location that is right for you
- Decide if you want to buy or build
- Take advantage of our hands on knowledge and experience in actual Residential Building and Construction including topics such as contact with the builder, display homes, home features & materials, Australian standards, builders contract, HIA contract, variations, site supervision, construction phases, site inspections, scheduling of trades, warranty, volume builders, private builders, and making sure you love where you live
- Other costs to allow for besides the actual purchase of a home or building your own home
- Saving a deposit for your purchase and lenders mortgage insurance (LMI) if the deposit isn't sufficient
- Stamp Duty, Transfer Fee, Mortgage registration & application fee, Building Inspection, Building and Contents insurance, Moving charges, Landscaping, Rectifying defects with the home and/or upgrades such as new carpet, connection of utilities such as Gas & Electricity
- A conveyancer to review the contract of sale, perform checks on and transfer the title, and draft the settlement documents
- Obtaining pre-approval which gives you an indication that you can apply for a home loan from a lender up to a specified limit
- We guide you through the home loan process and the various types of loans and lenders available