SUITABLE HOME LOANS
Building a New Home
Construction Loan Flexibility
A Suitable Loans Mortgage Broker can find the right Construction Loan for you so you make progressive draw downs for progress payments during each stage of the build. Only pay interest on the money you use.
Home Loan Calculator
Our Mortgage Calculator and Home Loan Calculators can give you an estimate of how much can I borrow and what will my repayments be.
We have broad Expertise
Unique to Suitable Loans we have hands on residential building and construction industry experience. We understand the building process and the relationship with your builder.
We're your trusted Advisor
You have our Mortgage Broker team behind you to support you through the Construction Loan process and beyond. We're paid by the lender, not by you. We negotiate with lenders and look after your best interests.
Our Building and Construction Experience
- A Suitable Home Loan for your New Home
- Visiting Display Homes, what to consider and what to do when you're there
- Choosing a home design you like, inclusions and exclusions
- Builders contract and what should be included
- Getting a Construction Loan
- HIA building contract and its limitations
- How to read your home building plans
- Working with Architects and Engineers
- Local Council if required to get your house design approved
- Each stage of the build process - Site Cut, Slab, Frame, Lock up, Fit out/fixing, Practical completion
- Variations and why they are needed
- How to ensure your home is built to Australian Standards
- Walk throughs, inspecting your home during the build
- Importance of independent building inspections
- Defects and how to rectify
- The relationship with your builder
- The warranty period
