SUITABLE BUSINESS LOANS & COMMERCIAL FINANCE
Inventory Finance
Unlock funds in your Inventory
Our Inventory Financing solutions can enable Retail, Wholesale, and Manufacturing businesses to release the value invested in inventory to raise money. Use your inventory as security for a revolving line of credit and fund business growth.
Deep Industry Expertise
We have deep industry expertise and knowledge gained through actual hands on experience in industry. We build long standing relationships with customers and can understand your business and industry sector.
Broad Industry Experience
Unique to Suitable Loans we have actually worked in industries such as Building and Construction, Materials, Manufacturing, Telecommunications, Music, Arts & Entertainment, Retail, Government, Automotive, Education, Information Technology, Healthcare, Financial Services
We are your
Trusted Advisor
You have our Business & Commercial Finance team behind you to support you through the financing process and beyond. We negotiate with lenders and look after your best interests.
Inventory Finance Solutions
- Versatile finance - funding is secured on your inventory with all types of stock. You could use this line of credit in any way you wish. It can be ideal to simply buy in additional inventory, ensuring you have the stock you need. You can use it to fund production, to deal with an unexpected expense or to help your business work through seasonal fluctuations in cash flow.
- How does it work? - Inventory Financing is a short-term loan secured by the inventory you already hold. As the inventory is sold on to customers the loan is gradually paid off. When you buy in new inventory the cycle can start again.
- How can it help me? - If you are a retailer, inventory finance can help you keep your shelves full. If you are a wholesaler, you can keep your warehouse stacked and ready with stock for all the product lines your customers need. You have more to sell without having to pay upfront.
- When to use it - If you have high inventory turnover but are short of cash, borrowing on the stock you already hold can be an effective way to smooth your cash flow. You no longer need to sell stock before you can access the value locked up in it.
- A Retail Store - keep your shelves full
- An Online Retail Store - instant stock availability to fulfill orders
- A Wholesaler - keep sufficient stock and product lines your customers depend on
- Tailored finance solutions - we navigate through options from lenders taking into account some specialise in certain industry sectors and interest rates from one lender to another can vary significantly. We negotiate with the lenders who can provide the level of funding and flexibility you need at a competitive rate.